Last updated: March 2025
These Terms of Service (“Terms”) govern your use of digitalbankingpro.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms.
1. The Service
DigitalBankingPro provides free financial calculators and educational content for informational and utility purposes. The Site is not a financial institution, broker, adviser, or tax professional and does not provide financial, investment, tax, or legal advice.
2. Not Financial Advice
All content on the Site, including calculator results and blog articles, is for general informational purposes only. Calculator outputs are estimates based on the inputs provided and standard formulas. They do not constitute financial, investment, tax, or legal advice. Always consult a qualified financial professional, tax adviser, or attorney before making financial decisions.
3. Accuracy Disclaimer
We make reasonable efforts to keep information accurate and up to date. Tax brackets, interest rates, contribution limits, and other figures change over time, and the Site may not always reflect the most current values. Verify any number you intend to act on with the relevant primary source.
4. Acceptable Use
You agree to use the Site only for lawful purposes. You must not use the Site to commit fraud, attempt to attack the Site or its infrastructure, scrape content for republication without written permission, interfere with the advertising that supports the Site, or violate any applicable law.
5. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of DigitalBankingPro or its licensors and is protected by copyright and trademark law. You may not copy, redistribute, or create derivative works without our written permission.
6. Third-Party Services
The Site uses third-party providers for hosting, content delivery, analytics, and advertising, including Google AdSense and Google Analytics. Your use of the Site is also subject to the terms and privacy policies of those providers.
7. Limitation of Liability
The Site is provided “as is” and “as available” without warranties of any kind. To the maximum extent permitted by law, DigitalBankingPro shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, resulting from your access to, use of, or inability to use the Site or any decisions made based on its content.
8. Indemnification
You agree to indemnify and hold harmless DigitalBankingPro from any claim, demand, loss, or damages arising out of your breach of these Terms or your misuse of the Site.
9. Termination
We may suspend or terminate access to the Site for any user at our sole discretion if we believe these Terms have been violated.
10. Governing Law
These Terms are governed by the laws of the jurisdiction in which the Site is operated.
11. Changes
We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
12. Contact
Questions about these Terms can be sent through the Contact page.